Deposit Products
Patriot Act Notice
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.
Find out more about our CDs and IRAs, then call one of our Customer Service Representatives at 785-672-3251.
Regular Checking Account
- $25 minimum balance required to open account
- Maintain a $500 average daily balance to avoid a monthly base fee.
- Unlimited check writing privileges.
Super Now Account
- $2,500 minimum balance required to open account.
- $10.00 base fee if average daily balance falls below $2,500.
- $.15 an item in excess of 30 during a monthly statement cycle.
- Interest figured on the average daily balance method.
- Rates may change monthly at our discretion.
- Interest compounded and credited monthly.
FSB Gold Account
For our customers 55 and over maintaining an overall deposit relationship of $10,000
- $25 minimum balance required to open account
- Unlimited check writing privileges
- No monthly fees
- Must maintain $2,500 average daily balance to earn interest and obtain the annual percentage yield.
- Interest figured on the average daily balance method.
- Rates may change monthly at our discretion.
- Interest compounded and credited monthly.
- Free Photocopies & Money Orders
- Discounts on Personalized Checks & Safe Deposit Box
- Travel Program
- Discount on WPAA season tickets
Savings Account
- $10.00 minimum balance required to open account.
- Interest figured on average daily balance method; Rates may change monthly at our discretion.
- Interest compounded and credited quarterly.
- $1.00 per debit in excess of 18 during a quarterly statement cycle.
Christmas Club Savings Account
- $10.00 minimum balance required to open account.
- $10.00 Minimum automatic deposit required each month.
- Interest figured on average daily balance method; Rates may change monthly at our discretion.
- Interest credited and paid annually.
- Any withdrawal prior to November 15th payout will result in interest forfeiture and account closure.
Money Market Account
- $2,500 minimum balance required to open account.
- If the average daily balance falls below $2,500, there will be a $10.00 base fee.
- You may make 6 limited transactions per month. (A $10 fee will be assessed for each transaction over 6.)
- Interest figured on the average daily balance method. Rates may change monthly at our discretion.
- Interest compounded and credited monthly.
